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How does CST Spark compare to a traditional bank?

Save more by paying lower fees than a traditional bank.

Unlike your bank, at CST Spark, we do one thing, and that’s RESPs. We make it simple for you to grow your education savings and stay on top of your RESP online. With low management fees and flexible contributions, you’re on the right track with CST Spark!

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This illustration assumes annual fees charged by banks at 2.14% (inclusive of taxes) and by CST Spark at 1.69% (inclusive of taxes). The actual fee value of your education savings plan cannot be predicted or guaranteed.

Dedicated RESP Support

Our representatives will support you each step of the way. From the moment you open your plan, applying for grants to the day your child graduates and every day in-between.

Flexible to your life

You’re busy! We get it. That’s why we built our CST Spark RESP to be flexible to suit your changing needs. You can contribute what you want, when you want. You can decide to contribute monthly, or make occasional contributions for special days, like birthdays.

An investment strategy built for RESPs

We aim for high growth at the beginning and then maintain gains as the child gets closer to graduating from high school. The bottom line? We invest with one goal in mind: that you can pay for post-secondary education.

Start an RESP today

Use our online tool to see how much your child could have if you start saving for them today.

Raising your little superstar can be chaotic so we made saving for their future education simple.