How is a CST Spark Bright Plan different from a bank’s RESP?

We’re a digital-first company. That means no setting up appointments and no waiting in line. It means the information you want to know is available any time, securely online, in an intuitive and engaging format. If you have questions, you’re connected to a live representative during business hours either online via live chat or over the phone within a few minutes.

Unlike some banks, we tailor the investment mix according to the beneficiary’s age group, and we make it easy to change contribution amounts and schedules.