Homework helps set your child up for post-secondary success, as do RESPs.

An RESP as flexible as you are.

We're always prepared for a change. That's why we built our CST Spark Bright PlanTM  to give you the freedom to change your plan whenever and wherever. Want to contribute monthly instead of weekly? No problem. Contributions are always flexible, just like you. 

Try it yourself! Compare yearly fees.

This illustration assumes annual fees charged by banks at 2.14% (inclusive of taxes) and by CST Spark at 1.69% (inclusive of taxes). The actual fee value of your education savings plan cannot be predicted or guaranteed.

Why choose CST Bright Plan™?

Flexible Contributions

Start your Bright Plan at any time with any amount and easily change your contribution schedule.

Add children easily

Planning on growing your family? No worries, you can add more children to your plan at any time.

On Demand Support

Our team will help you every step of the way.

No Appointment Needed

Leave lineups and paperwork in the past. We make it quick and easy to open an RESP online. 

60-Day Guarantee

Change your mind? No worries. You'll get all your contributions back within the first 60 days. 

Enter to win a $2,500 CST Spark RESP for your child!

At CST Spark, we’re serious about partnering with Canadian families to help save for their little learners’ education. To help you kickstart your education savings, we’re giving away one prize of a $2,500 CST RESP every month. 

Raising your little superstar can be chaotic so we made saving for their future education simple.