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Start Saving with CST Spark’s smart, simple and flexible RESP

Anywhere

    Anytime

Any Device

An RESP as flexible as you are.

We're always prepared for a change. That's why we built our CST Spark Bright PlanTM  to give you the freedom to change your plan whenever and wherever. Want to contribute monthly instead of weekly? No problem. Contributions are always flexible, just like you. 

Your Monthly Contribution

Traditional Yearly Bank Fees

Our Yearly Fees

You could save up to 37% in yearly fees with CST Spark.

Unlike your bank, at CST Spark we only do one thing - RESPs . On top of making it simple for you to grow your education savings and take care of your RESP online, we keep your management fees lower than a bank, so you can save more for your little scholar. 

Try it yourself! Compare yearly fees.

This illustration assumes annual fees charged by banks at 2.14% (inclusive of taxes) and by CST Spark at 1.69% (inclusive of taxes). The actual fee value of your education savings plan cannot be predicted or guaranteed.

Why choose CST Bright Plan™?

Flexible Contributions

Start your Bright Plan at any time with any amount and easily change your contribution schedule.

Add children easily

Planning on growing your family? No worries, you can add more children to your plan at any time.

On Demand Support

Our team will help you every step of the way.

No Appointment Needed

Leave lineups and paperwork in the past. We make it quick and easy to open an RESP online. 

60-Day Guarantee

Change your mind? No worries. You'll get all your contributions back within the first 60 days. 

Start an RESP today

Use our online tool to see how much your child could have if you start saving for them today.

Win a $2500 CST Spark RESP for your child!

At CST Spark, we’re serious about partnering with Canadian families to help save for their little learners’ education. To help you kickstart your education savings, we’re giving away one prize of $2,500 in a CST RESP every month.

Raising your little superstar can be chaotic so we made saving for their future education simple.