Learn about the government grants available in your province
Select your province to see how much grant money you could get.
Remember, when you open an RESP with CST Spark, we’ll automatically apply for government grants on your behalf.
Here are the grants available in Alberta.
Here are the grants available in British Columbia.
Here are the grants available in Manitoba.
Here are the grants available in New Brunswick.
Here are the grants available in Newfoundland.
Here are the grants available in the Northwest Territories.
Here are the grants available in Nova Scotia.
Here are the grants available in Nunavut.
Here are the grants available in Ontario.
Here are the grants available in Prince Edward Island.
Here are the grants available in Quebec.
Here are the grants available in Saskatchewan.
Here are the grants available in Yukon.
Schedule Your Free Consultation
Want to learn more about government grants and other RESP benefits? Complete this simple form and book your free consultation about a CST RESP!
Government grants boost your RESP.
The federal government contributes to your child’s RESP through its grant programs: the Canada Education Savings Grant (CESG) and the Canada Learning Bond (CLB).
We automatically apply for government grants for you.
At CST Spark, we work with you to figure out all your eligible grants and we do all the leg work. So, you can rest easy knowing you're not missing out.
Top Questions About Grants
The Canada Education Savings Grant (CESG) is available to any beneficiary who is a Canadian resident who has an RESP. The government of Canada matches 20% of RESP contributions, up to $500 in a year, to a lifetime maximum of $7,200 per child. In other words, by investing around $2,500 a year for 15 years, you could qualify for $7,200 in government grants for your loved one.
The short answer: not much. CST Spark makes it super simple to apply for federal and provincial grants. Our mutual fund representatives will help you determine the right amount to contribute at the right times, so you can take full advantage of government grants.
The CESG grant typically goes into your RESP 4 to 6 weeks after you make your contribution. In other words, if you contribute $2,500 in a lump sum, you’ll see an additional $500 added to your RESP in a month or so. If you contribute $200 every month, you’ll get multiple grant payments of $40 throughout the year. You’ll love seeing the 20% matching grant when you sign into CST Spark’s secure website to review your plan. It’s another way the Canadian government supports you as you pave the way for your child’s future dreams to take shape.
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