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Frequently Asked Questions
What is an RESP?
Who are the three key players in any RESP?
How does an RESP work?
Contributing to an RESP
What’s the best time to open an RESP?
What is the maximum contribution for an RESP?
How flexible are RESPs
What happens when I’m ready to take my money out of the RESP?
What if my child decides not to pursue post-secondary education?
How is CST Spark’s Bright Plan different
Why choose CST Spark’s Bright Plan as your RESP?
How do I complete a Bright Plan application?
Contact us: who can I talk to?
Once I’ve completed a Bright Plan application
How do I update my banking information?
How do I change my profile information?
How can I keep track of my account(s) balance?
RESPs and government grants
What do I need to know about applying for government grants?
What are government grants?
Types of RESPs
What is an Individual Savings Plan?
What are the different ways RESP plans are managed?
What is a Family Savings Plan?
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