In short, we’ll help you choose a CST Spark Education Portfolio  that make sense for your family, based on the age of your child, and the information in your Investment Profile. Our diversified mutual funds are made up of low-cost exchange-traded funds (ETFs) that include a variety of assets, such as stocks and bonds, in both global and domestic markets.

And we keep working for you even after you choose the mutual funds for your investment. To keep your investments diverse across a group of stocks or bonds, we rebalance the ETFs held in the mutual fund on a regular basis. Each fund is designed to suit the needs of the investor whether the goal is long-term growth for a younger child or preserving gains for a teenager approaching their high school graduation.