Your money is invested with one simple goal in mind—that you can help pay for your child’s post-secondary education.

Here’s how we do it: Your money is invested in one of seven CST Spark Education Portfolios. Each mutual fund in the portfolio is made from a combination of low cost exchange-traded funds (ETFs).That means your investment can benefit from diversification which helps lower overall portfolio risk. As your child ages, we’ll rebalance your investment mix to protect your gains and reduce volatility as high school graduation approaches.

It’s a low-cost approach that helps reduce your risk, so you can feel confident about investing in your child’s bright future.