An RESP includes a subscriber, a beneficiary, and a promoter.

The subscriber is you—the person who opens a plan on behalf of a child. You can do this yourself or bring on a joint subscriber, like your spouse or common-law partner.

The beneficiary is the child who will access the money when they need it for post-secondary education.

The promoter is the company that administers the RESP. For CST Spark, the promoter is our parent organization, the Canadian Scholarship Trust Foundation.

Invest in your future engineer

Raising your little superstar can be chaotic so we made saving for their future education simple.