About Us

The belief that all Canadians deserve access to higher education sparked a movement.

The creators of education savings plans in Canada

The founders of CST believed that all Canadians should have the freedom of choice and that meant having access to education after high school. Their first step was to create an education savings plan to help families overcome the financial barriers to education. Fast forward almost 60 years, and CST brings you CST Spark.

Canadian Scholarship Trust Foundation (CST) is established as a not for profit foundation and offers Canadians an education savings plan for university.

CST prosposes a change to the Income Tax Act to tax education savings interest payments in the hands of students as they pay little or no taxes.

Canada introduces the RESP and implements CST's proposed changes to the Income Tax Act. A significant step forward in helping to make education financially accessible for all Canadians.

CST introduces our first of many Graduate awards. The $5,000 award is named after one of our founders, Peter Wright.

CST launches CST Consultants, our face-to-face distribution channel, to help more Canadians have access to CST RESPs.

CST works with the Canadian Government to help introduce the first education savings grant:  the Canada Education Savings Grant (CESG).

Throughout the 2000's, we lobby and advocate for more grants to support Canadian families.

The Canada Learning Bond (CLB) and Additional CESG grants are made available to low income families

Quebec Education Savings Incentive (QESI) launches. Families in Quebec can now access over 10,000 in grants 

Saskatchewan Advantage Grant for Education Savings (SAGES) launches (temporarily suspended)

British Columbia Training and Education Savings Grant (BCTESG) is available

CST launches CST Spark, the online RESP solution making setting up your savings plan simple.

Supporting Our Community

In addition to our focus on education savings, we hold true to our mission by supporting Canadian communities in a variety of ways

Awards, Scholarships

We've rewarded hard working and community minded students with almost $2 million.

Innovation

We introduced the first education savings plan in Canada; launched CST RESPs (Group/Individual and Family plans) and now bring Canadians (CST) Bright Plan; the smart RESP with built in age-based rebalancing.

Supporting Learning

Our CST Inspired Minds Learning Project has awarded over $700,000 to fund new learning programs and activities for children across Canada.

Advocacy

For almost 60 years, we've lobbied all levels of government to increase spending to support Canadian families and help break down the financial barriers to education.

Our Team

We are here to help you along the way. Whether it's over the phone, through email or live chat - our focus is to answer all of your questions and make setting up your Bright Plan simple and easy.

Our Office

CST Spark 
1600-2235 Sheppard Avenue East
Toronto, Ontario, M2J 5B8

Invest in your future engineer

Raising your little superstar can be chaotic so we made saving for their future education simple.