Education Savings Made Simple

Get the support, confidence and control you need to start saving easily.

Engineered to grow with your child

Bright Plan is the next generation of RESPs designed to evolve as your child ages.


Set up and control an easy-to-use plan — and relax as seasoned RESP leaders manage it for you.


Tailor your plan to suit your needs — and change it as your needs evolve.


Access a secure online RESP account — and get specialized support from our team of professional Direct Dealing Representatives.

Bright Plan: The modern way to save

Bright Plan isn’t just another RESP. Combining years of education savings expertise and the latest technology together, we create a plan that suits you. With Bright Plan, you can:

  • Benefit from a globally diversified investment approach which changes as your child ages;
  • Relax knowing your investments are in the safe hands of trusted names like CST, RBC Investor & Treasury Services, and BlackRock;
  • Be confident with easy access to help from representatives trained in and focused on RESPs and education savings in Canada;
  • Feel free to control and change your contribution amount and frequency to meet your personal needs and goals.
Learn about Bright Plan

Partner with the leaders
in RESPs

When you choose CST Spark, you’re also benefitting from the expertise of our parent organization, the Canadian Scholarship Trust Foundation, who:

  • Pioneered RESPs in Canada over half a century ago,
  • Helped 500,000+ Canadian families with education savings,
  • Administers almost $5 billion in education savings assets.
Learn more about us



Canadian families

Take care of your little one's future

Get our helpful ebook on RESPs and how to plan education savings for your child.

Start your child's
Bright Plan

Want to start a flexible RESP tailored for Your Child?

Start Bright Plan now

Learning Centre

Visit our Learning Centre to know more about education savings, including:

Go to Learning Centre